College Planners for a Successful College Experience

College admission is a complicated process that requires a good amount of preparation from the part of the student and also the parents. Selecting the right college and major to pursue is a task that many people find difficult to accomplish successfully. Students have to prepare for their SAT or ACT tests. Parents have to think about finding funds for college. Today, parents and students take the help of professional college planners to ensure a good college education at affordable prices.

College planners carefully study the case of each student and offer individual solutions. They are experts who guide thousands of students every year to a favorable college education. Some college planners offer prep courses for ACT or SAT tests that familiarize the students with the format of the test. Scoring well in theses tests is vital for ensuring good college selection. They also offer their help in reducing the total cost of college education by considerable amounts.

Students who require financial aid can make use of the Federal student aid. It is the financial assistance provided through the U.S. Department of Education. Federal student aid is made available to students in three forms namely, work-study, grants and loans. To qualify for these financial aids you have to file the FAFSA. Your need-based financial aid will be lowered according to government regulations in the event that you receive an outside scholarship.

Federal Work-Study provides students who require financial aid, with part-time employment. This enables them to earn money to pay for their college expenses. Your college must be in agreement with the Federal Work-Study program for you to qualify. The program encourages community service work and work that is related to your course of study. You will have to work either on-campus or off-campus. Your work will be limited to your college if you are working on-campus and you will be working for a non-profit private organization if you are working off-campus.

Through work-study you will earn at least the current Federal minimum wage. The amount of money you earn cannot exceed the total FWS award. You will receive the money as paycheck from the college according to the work done on an hourly basis. Work-study program is based on funds and the students are employed accordingly as the funding allows. It is generally offered to students with financial need. Your work-study earning is taxable and is included in AGI.